Chapter 13. It's much simpler to qualify for Chapter 13 than for Chapter seven. Instead of erasing your personal debt, this kind of filing reorganizes your investing. You'll get to maintain your property, even so the court docket will buy a price range so that you can continue to exist, that can include things like a regular monthly payment system for your personal debts.
That depends on the kind of bankruptcy you qualify for. By using a Chapter seven bankruptcy, your belongings are going to be offered (except perhaps your own home and car), and your creditors will probably be compensated off Together with the proceeds.
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, where I obtained confirmation of the strategy of reorganization delivering a one hundred% payout to creditors.
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